AdvisorRanked
79
Some Concerns

PERSONALIZED FINANCIAL SOLUTIONS LLC

28163 US HIGHWAY 19 NORTH, CLEARWATER, FL 33761
Fiduciaryfee-onlySEC Registered
727-754-4401 www.pfsinvest.com CRD #306475
Visit Website
$143M
Assets Managed
2
Clients
4
Employees
1
Years Active
since 2025

Compensation Model

% of Assets (AUM)
Hourly Fees
Fixed / Flat Fees
Commissions
Performance Fees

Compensation type disclosed on SEC Form ADV Item 5C. Filed 46043. Specific fee percentages are available in this firm's Form ADV Part 2A brochure at adviserinfo.sec.gov.

Conflict of Interest Analysis

Broker-Dealer Affiliated: No

No broker-dealer affiliation. Lower risk of commission-driven advice.

Insurance Licensed: No

Not insurance licensed. Cannot sell you annuity or insurance products directly.

Custody of Client Assets: Yes

This firm has direct custody of client assets, rather than using an independent custodian. This is a higher-risk arrangement that requires additional regulatory safeguards.

Proprietary Products: No

Uses only third-party investment products. No proprietary product conflicts.

Regulatory & Disciplinary History

complaint46043

2 customer complaint(s)/arbitration(s) disclosed on Form ADV Item 11.

Resolved

Total complaints on record: 2

Complaint ratio: 100.00 per 100 clients

Industry average is approximately 0.15 complaints per 100 clients. A ratio above 0.30 is considered elevated.

Firm Details

Legal NamePERSONALIZED FINANCIAL SOLUTIONS LLC
CRD Number#306475
SEC RegisteredYes
Registration Date2025-01-03
States RegisteredFL
Assets Under Management$143M
Number of Clients2
Employees4
Compensation Typefee-only
Last ADV Filing46043

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Frequently Asked Questions

Is PERSONALIZED FINANCIAL SOLUTIONS LLC a fiduciary?

Yes. PERSONALIZED FINANCIAL SOLUTIONS LLC is a registered investment adviser (RIA) with the SEC, which means they are legally required to act as a fiduciary — putting your interests ahead of their own.

How does PERSONALIZED FINANCIAL SOLUTIONS LLC charge clients?

PERSONALIZED FINANCIAL SOLUTIONS LLC uses a fee-only compensation model. Full fee details are in their Form ADV Part 2A brochure at adviserinfo.sec.gov.

Does PERSONALIZED FINANCIAL SOLUTIONS LLC have any complaints?

Yes. PERSONALIZED FINANCIAL SOLUTIONS LLC has 2 complaint(s) on record. Their complaint ratio is 100.00 per 100 clients (industry average: ~0.15).

How does PERSONALIZED FINANCIAL SOLUTIONS LLC compare to other advisors in CLEARWATER?

PERSONALIZED FINANCIAL SOLUTIONS LLC has a Red Flag Score of 79/100. There are 14 registered advisory firms in CLEARWATER. Use our city page to compare firms side by side.

Where does this data come from?

All information is sourced from SEC Form ADV public filings (mandatory regulatory disclosures) and FINRA BrokerCheck records. Last updated: 2026-06-24. We do not accept payment from financial advisors.

Data source: SEC Form ADV (Parts 1 and 2A) filed with the Investment Adviser Registration Depository (IARD). Filing date: 46043. Last data refresh: 2026-06-24. AdvisorRanked does not verify the accuracy of SEC filings. This is not financial advice.